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Direct Deposit Switch Updates

We have made important updates to our direct deposit switch user flow. The types of switches enabled by the new flow are as follows:

  • Full switch: Replaces all existing allocation accounts with the account specified in the Link token.
  • Partial switches:
    • Fixed amount: allows users to specify a specific dollar amount from each paycheck to be sent to the account specified (e.g. $500).
    • Percentage: allows users to allocate a proportion of each paycheck to be sent to the account specified (e.g. 20%).
    • Remainder: allows users to switch the "main" direct deposit account (also referred to as the "balance" or "remainder" account) to the account specified, leaving existing fixed or percentage deposits unchanged.

More details, as well as sample UX diagrams, can be found in our Direct Deposit guide.